Car insurance by the hour.Sorted in minutes.
Fully comprehensive temporary cover from 1 hour to 7 days. Quote in about two minutes, certificate in your inbox seconds later.
Three steps and you’re legal to drive
Registration, a few driver details, done. We check the licence against DVLA records as you go.
Demo concept: details stay in this page and the price is simulated.
Total includes Insurance Premium Tax at 12%. Fully comprehensive cover, underwritten by ERS.
You’re covered, driver
On the live site this is where payment completes and the certificate lands in your inbox seconds later — with the policy added to the Motor Insurance Database for ANPR checks.
SC-DEMO-0000Built for the day you actually need it
No annual contract, no calling a broker, no waiting for the post. The whole thing happens on your phone.
Tell us the car and when
Pop in the registration and pick anything from a single hour to a full week. We pull the vehicle details automatically.
Add the driver
A few basics about you and your licence. We verify against DVLA records during checkout — no uploading documents.
Pay and drive away
Certificate in your inbox within seconds, policy added to the Motor Insurance Database for police ANPR checks.
Cover for the in-between moments
The trips that don’t fit an annual policy — priced for exactly as long as you need.
Borrowing a car
Drive a friend or family member’s car with your own fully comp policy — their no-claims bonus stays untouched.
Test driving
Cover for an hour while you try before you buy, without being added to the seller’s policy.
Moving day
Borrow a bigger car or a van for the weekend and get the whole move done in one insured trip.
Bridging annual policies
A gap between renewals doesn’t mean off the road. Cover the days in between, hour by hour.
Sharing a long drive
Split the driving to the coast or the festival. Each driver gets their own short policy on the same car.
Collecting a new car
Drive-away cover from the forecourt to your drive while you sort out the annual policy.
What’s included as standard
Every policy is fully comprehensive and stands alone from any annual insurance on the car.
The things people ask before they buy
Can I insure a car I already own?+
Yes. Temporary cover isn’t just for borrowing. Plenty of drivers use it on their own car to bridge a gap between annual policies or to cover one longer trip.
Will it affect the owner’s no-claims bonus?+
No. The policy stands entirely on its own. A claim on it doesn’t touch the no-claims bonus on any annual policy held by you or the car’s owner.
What do I need to get a quote?+
The vehicle registration, your driving licence number and a few personal details. Identity and licence are checked against DVLA records during checkout, so there’s nothing to upload.
How quickly is the cover legally recognised?+
Your certificate arrives by email within seconds of payment. Every policy is registered with the Motor Insurance Database — most appear within minutes, well ahead of the seven-day legal window, so ANPR and police checks pick it up.
Can I drive in Europe?+
Standard cover is the UK, Northern Ireland and the Channel Islands. If you’re crossing the Channel, European cover can be added at checkout for trips of up to seven days.
Is breakdown included?+
Not by default, but it’s a simple optional extra. It includes roadside assistance plus recovery to any UK destination you choose.